Credit Capital

Looking For A Great Equipment Finance Deal?

We help everyday Australians find, compare and secure Equipment Finance in record time.

Find Your Perfect Future Home

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Find Your Perfect Future Home

Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus.

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Ultimate Guide To Equipment Finance

Chapter 1

Intro to Equipment Finance

Chapter 2

Pros & Cons of Equipment Finance

Chapter 3

How to Apply for Equipment Finance?

chapter 1

INTRO TO EQUIPMENT FINANCE

CREDIT CAPITAL UNDERSTANDS BUSINESS

We know that machinery and equipment are long term investments in the success of your business. Without quick access to funds when you need it, the growth of your business can be severely hindered. Sometimes opportunities come along that can’t be passed up. You might have an opportunity to take on a large contract at work, the factory next door might have just come up for lease, you have a great opportunity to expand but you need capital to purchase new equipment and tooling. Without quick access to funds, you could be beaten to the punch by a competitor. In business, it’s much harder to play catch-up when you fall behind, rather than stay ahead of the game when you’re on top of your competitors.

GROW YOUR BUSINESS

Many brokers in the market don’t have the knowledge when it comes to equipment finance. A lot of brokers will treat an equipment finance transaction the same as a car loan. At Credit Capital, we have the knowledge and experience with equipment finance to get you the best deal each time. Unlike a car, your equipment is an income generator for you. Rather than focussing on what your situation is now, when it comes to equipment finance, we’re more focussed on projections and what your business will look like and how it will grow once you’ve got the new equipment you’re after. We understand the importance of getting your equipment finance deal approved in market leading turnaround times, so you can grow your business and take things to the next level.

ALL EQUIPMENT CONSIDERED

It doesn’t matter what you’re looking to get. If it is a tangible item, with value, that will be used in the operations of your business and allow for more growth we can finance it. Everything from tractors and bobcats, to harvesters and airseeders, all the way down to tooling like industrial drill presses and hydraulic metal fabrication equipment. We’ve done it all, we talk your language, Credit Capital will save you time and money when it comes to taking out equipment finance. Call one of our dedicated consultants today to find out more.

chapter 2

ADVANTAGES & DISADVANTAGES OF EQUIPMENT LOANS

Advantages

As this is a purchase used in the operation of the business, the interest on the loan, the GST, and depreciation of the equipment are all tax deductions for your business. Confirm with your accontant your exact entitlements.

Cash flow is important in the operation, success, and growth of your business. If you purchase equipment outright it could mean you’re missing out on other opportunities to grow your business such as hiring more staff, purchasing stock, or even taking over a competitor.

Quick acccess to cash when you need it means you’re business will keep running the way you want and growth wil never be hindered

Depending on your business, and what equipment you’re purchasing, we may even be able to do low doc financing.

Disadvantages

If the equipment needs to be depreciated, then you won’t be able to claim the full amount each year. Confirm with your accountant your exact entitlements

Not all equipment holds its value. By the time you’ve paid off the loan the equipment itself may be obsolete

chapter 3

HOW TO APPLY FOR A EQUIPMENT LOAN?

Find out your budget

 

What do you want

 

Prepare documentation

 

Speak to a professional and apply

The Best Partner to Find
New House.

Nam libero tempore, cum soluta nobis est eligendi optio cumque
nihil impedit quo minus id quod maxime placeat facere possimus.

The Best Partner to Find New House.

Nam libero tempore, cum soluta nobis est eligendi optio cumque
nihil impedit quo minus id quod maxime placeat facere possimus.